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Fee Schedule

Effective of: 30 November 2023

We charge the following fees for the Services we provide through the Application:

Fee type Amount
Cash Deposit

Receiving & Top up with debit or credit card
2% for deposits, with a minimum cost of $0.50
Transferring money out
Instant Transfers (One time or recurring)
2% for Transfers, minimum cost of $0.50
Monesave to Monesave Transfers
Free
Point of Sale Transactions
Free
Foreign Exchange
Monesave account are currently denominated in USD ($) ​

Therefore no FX charges applied from Monesave end

Your bank or card provider may charge you fees to exchange
Fee type Amount
Cash ATM Withdrawal
First 5 withdrawals per month are free

$2.99 thereafter per withdrawal
Virtual Card
$0.75 per virtual card activated
Account opening including IBAN
Free
Creation of Savings Pots
Free
Creation of Saving Groups
Free
Monthly Subscription Pricing
Users can select features on the app:

Social Budget: $9.99

Junior Feature: $9.99 (charged to the Monesave parent account)

Monesave Charity: $9.99

Green Monesave: $9.99
Transaction Fees - Monesave Goal Contributions
Transaction fees on all donations toward Monesave Goals

Flat rate of 5% on the total contribution
Closing your Monesave Account
$5.00
Closing your Monesave Account
Coming soon
Physical Card Delivery
Coming soon

We collect the above fees through our third-party provider Plaid. We guarantee that we instruct Plaid to debit the fees payable by you from your account in accordance with the pricing applicable to you. We assume sole liability for compensating charged fees to which you have not consented.

Monesave reserves the right, from time to time modify the pricing with notification on the website, the app and applicable terms.

Prices of all Premium features, including but not limited to monthly/annually subscription plan fees to the Premium features, are subject to change without a notice

from the Provider. The change in pricing does not affect prices of Premium features you are already subscribed to. The Provider shall not be liable to you or to any

third party for any modification, price change, suspension, or discontinuance of the App and/or the Services.

Subscriptions.

Some parts of Service are billed on a subscription basis (“Subscription(s)”). You will be billed in advance on a recurring and periodic basis (“Billing Cycle”). Billing

cycles are set either on a monthly or annual basis, depending on the type of subscription plan you select when purchasing a Subscription.

At the end of each Billing Cycle, your Subscription will automatically renew under the exact same conditions unless you cancel it or Monesave cancels it. You may cancel your subscription renewal either through the dashboard on the Monesave App or by contacting Monesave customer support team, and such calculation will be effective in the month following the month you provide us notice.

You understand that unless and until you notify us of your cancellation, your subscription and all corresponding fees will automatically renew, and you authorize us or our

authorized third party payment provider (without notice to you, unless required by applicable law) to charge you the applicable subscription fees and any taxes, using any eligible

payment method we have on record for you.

For Monesave Junior subscription, if you are two parents or guardians in the same family who accidentally started two subscriptions then it is your own responsibility to cancel one

of your subscriptions from the App.

Contacts

Our contact details are:

Email: support@monesave.com

In writing: 1007 North Orange Street, 4th Floor Wilmington, DE 19801

Phone: +1 302 803 5468

Website: www.monesave.com

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